After Tom Brady’s knee injury knocked him out of football seven minutes into the season, and in the process knocked the Patriots out of Super Bowl contention and ruined millions of fantasy football teams, Henry Olszewski, an employee at Intermarket Insurance came up with an idea, Fantasy Sports Insurance.
“That Monday, [Olszewski] came in the office, and he was bummed out,” said Anthony Giaccone, president of Intermarket Insurance. “He asked ‘Why can’t we buy insurance for fantasy team players?'”
The Fantasy Sports Insurance guarantees that various players won’t miss more than a certain number of games, if they do, FSI will reimburse your entry fee. The three coverage options are:
- One key player misses 10 out of the first 15 NFL regular season games – due to injury
- One key player misses 8 out of the first 12 NFL regular season games – due to injury
- Three key players miss a combined total 18 out of the first 15 NFL regular season games – due to injury
The cost for FSI is based upon the amount of coverage you choose, the total cost is calculated at a 10% rate of the insured value, plus fees. “For example: If you choose to insure ONE player for $200 – based on a 10% per $100 insured – your FSI cost will be $20.”
To show you’re covered FSI will send off a certificate of insurance outlining the coverage and in the unfortunate situation that you need the coverage, they’ll send off a cashier’s check reimbursing you.
Don’t worry, FSI has branched out to all other fantasy sports too, but you have to be a real kind of fucked up in the head to be getting fantasy insurance for your fantasy NASCAR and hockey leagues.
The Slanch Report 
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